Meet our Team:

Tom Karmo
Founder and CEO

Tom Karmo, Principal Member of Basis Lending, started his career in 2006 as a Mortgage Loan Originator. Holding professional licenses in 9 states, his work has spanned roles as a top producing Originator, Real Estate Agent and managing top producing branches for several national mortgage lenders. Having helped thousands of borrowers obtain their home financing, he understands the challenges people face in getting reliable information about home loans. When he’s not working, Tom enjoys traveling, camping, rafting and hiking with his wife and 3 rescue dogs.

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Kyren Poe
Director of Sales

As a Certified Mortgage Advisor and licensed Real Estate Agent, Kyren is a trusted guide in the ever-evolving landscape of real estate and mortgages. With a background in Finance, he approaches your mortgage as a long-term investment, ensuring you're optimally positioned now and in the future. Kyren is committed to being your strategic partner in shaping your financial future through thoughtful mortgage management. Together, let's transform your homeownership dreams into a secure and thriving reality. Your journey to financial success begins with a trusted guide – and Kyren is here to lead you every step of the way.

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Abram Clark
Senior Mortgage Advisor

Abram has been working in the mortgage industry since 2005 with various reputable lenders. He started out working with very large banks like Bank of America and JP Morgan Chase, but as time passed, he scaled down to smaller more customer-friendly mortgage companies. As a Senior Loan Officer for Basis Lending, he has localized his services to just AZ and CA and has become an expert in those markets. Abram focuses his attention on a handful of clients every month which allows him to deliver the tailored service his clients expect. Whether you are looking to purchase a home or complete a refinance, please do not hesitate to reach out to Abram with any questions, he is happy to help!

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Darcy Baker
Director of Operations

Darcy began her career in mortgage as a Loan Processing Assistant in 2012. Her attention to detail and inquisitive nature allowed her to move through various roles over the years from processing to training and anything in between. She has worked with Tom Karmo and team since 2016 to ensure everything flows smoothly and customer expectations are surpassed.

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